81 City issued loan interest-free coupons, small businesses can get Alipay on business license

81 City issued loan interest-free coupons, small businesses can get Alipay on business license
After the consumption of coupons, another measure to stimulate the economy, “interest-free coupons,” will also be born.The reporter learned on May 19 that starting from May 21, the three major policy banks will work with online merchant banks to release tens of billions of interest-free coupons for small and micro businesses and individual businesses. The first batch of interest-free coupons will be available nationwideReleased in 81 cities, small businesses with business licenses can go to Alipay for collection.  According to reports, small businesses and shops with business licenses can search for interest-free coupons on Alipay. Through credit risk control evaluation, users with loan quotas can all receive interest-free coupons.Each person in the first batch can receive 2 tickets, each representing a 1-month interest-free right for a loan of 1 million.For example, Xiao Wang has a loan amount of 50,000 yuan and wants to use the loan for one month to purchase goods. After receiving the interest-free coupon, he only needs to pay interest for 30,000 yuan.  It is understood that this is also the first large-scale issuance of interest-free coupons to small and micro enterprises and individual industrial and commercial households nationwide. Under the guidance of the China Banking Regulatory Commission, the three major policy banks such as the China Development Bank, the Export-Import Bank of China and the Agricultural Development Bank of China are leading, Provide budget funds to online merchant banks, and then transfer online merchant banks ‘technological capabilities and user access channels, and accurately irrigate small and micro enterprises through interest-free coupons to reduce their loan costs.  At the State Council press conference on March 13, Yang Liping, chief inspector of the China Banking and Insurance Regulatory Commission, once said that policy banks and commercial banks are encouraged to strengthen business cooperation with major Internet-operated private banks to provide precise drip irrigation for small and micro enterprises and improve theAllowance of loans for small and micro enterprises.  ”Because these private banks mainly rely on the Internet to operate, they have a lot of big data in their hands, and their operating characteristics are mainly to transform the Internet to operate, which may not be as good as traditional commercial banks in terms of funding sources, especially savings funding sources.With so many outlets, the storage capacity may be weaker.Then we encourage policy banks and commercial banks to transfer loans to private banks, give them funds, and then use the big data of private banks to understand the customers through it, especially many are small and micro enterprises, and some are individual industrial and commercial households., Through it to accurately drip irrigation to these users.Said Yang Liping.Reporter Chen Peng edits Sun Yong proofreading Wei Zhuo